E-Payment Integrator includes components for Credit Card & Electronic Check (ACH) processing & 3-D Secure Authorization via major Internet payment gateways. It includes E-Commerce components trusted by thousands of developers worldwide. E-Payment Integrator alleviates the complexity of integrating electronic payment support by providing components with an intuitive interface for handing credit card & eCheck transactions. There is no need for developers to learn complicated socket programming or security implementation. By using the E-Payment Integrator, developers are able to target and develop for any currently supported payment gateway.